Description: This article summarizes a series of surveys that explore how the public perceives retirement risks and manages related financial resources. It also provides examples of conflicting perceptions and behavior related to retirement and how retirees manage assets in retirement.

Description: Discusses some basic issues for women to consider in planning for the possibility of being alone.

Description: As the population and workforce age, it is important to rethink how and when we retire. This article provides a big picture overview of issues related to opening up more options for exit from the labor force and gradual retirement. It reviews developments in the last few years that are important including the growth of gig employment, more remote work, more technology, workforce shortages, and changes in employee benefits that previously were a barrier to gradual retirement. It calls for more focus on adaption to the aging society. Several publications are cited and it includes a reference list.

Description: This paper provides an overview of the employee benefit package, provides data and discusses issues with regard to cost variation, and shows how this data can be combined to provide an understanding of the variation for different employee benefit packages.

Description: Women have different resources and experiences than men in retirement, partly due to demographic and life cycle differences and partly due to societal practices. This article reviews the differences, the situation 25 years ago, and then compares the situation 25 years ago to the situation today. Some of the big long lasting issues are differences in life spans and periods of disability, differences in pay, different shares of caregiving responsibility and differences of time out of the workplace. It finds some things that have improved, but other issues that existed 25 years ago have still not been addressed. New issues have arisen. The article draws on a presentation given at the 25th anniversary of the Women’s Institute for a Secure Retirement (WISER). It also focuses on the impact of COVID and the changes that have taken place in the workplace in the last few years. It provides insights into and discussions of the pros and cons of remote and hybrid work arrangements. It provides insights into issues that still need to be addressed.

Description: This paper provides an overview of the employee benefit package, provides data and discusses issues with regard to cost variation, and shows how this data can be combined to provide an understanding of the variation for different employee benefit packages.

Description: Anna and Maria report on the “Older Women in the Future: Adapting to Longer Lives” session that they jointly presented with Terry Kozlowski at last year’s World Future Society Conference, and provide brief summaries of selected other sessions they found interesting and/or surprising.

Description: Author's views about how to improve the value of actuaries to current and prospective clients/employers and to society as a whole.